Here are some 'Frequently Asked Questions' that you may find helpful.
If you have have any other questions, please do not hesitate to contact us or call our insurance team on 1300 309 169.
In the first instance you will need to complete an application form. As our application forms are tailored to the business activities that you undertake, you will need to contact our insurance team to obtain one.
We will also require evidence of your qualifications and licences.
Generally $500 for pest control related activities.
There are a number of factors that determine the cost of insurance, such as type of work being performed, turnover, level of insurance cover taken and claims history.
A detailed premium advice can be prepared for you which will detail the cost of insurance for your individual requirements.
Monthly payments are available, however they do incur additional charges.
Retroactive cover provides insurance protection for work that you undertook prior to the commencement of your current policy.
If a claim arises from work that you did 2 years ago and if your current policy provides retroactive cover with a date prior to this work, then your current insurance will cover this claim subject to the rest of the policy's terms and conditions. In the event that you didn't have retroactive cover this unfortunately won't be covered by your current policy, and generally not covered by your previous insurer if their policy was a 'claims made' policy.
Pacific International can offer retroactive cover back to the date that you first started to hold continuous, and similar, insurance for your business. We look at retroactive cover on an individual basis taking into account your insurance history.
Generally yes, however contact our insurance department to discuss your individual circumstances.
If you cease to run your business or sell it we suggest you take 'run-off cover'. This liability and/or professional indemnity insurance cover will protect you in the event that someone claims against you once you are no longer in business.
'Run'off' insurance, generally, has a reduced premium compared to standard liability and professional indemnity insurance.
Yes you can cancel your policy. You will receive a refund from which a small cancellation fee is deducted.