General and Public Liability

General and Public Liability

No matter how careful you are whilst performing your daily business activities, accidents happen and can end up being very costly. General and Public Liability Insurance will protect you financially if you’re found liable for damages that have happened as a result of your actions. This can include unforeseen circumstances such as someone slipping on floors you’ve just cleaned or dropping or spilling chemicals that damage the floor or floor coverings.

 

Why is personal injury a risk?

Personal injury can occur if someone on, or near, the property that you are working at is hurt because of your activities. That person, or their family, may claim compensation from you for that injury, and any expenses they incur as a result.

An injury can occur from someone simply tripping over your equipment or slipping on an area that you have treated.

Claims of this nature, can take many years to go through the legal system. You therefore need to be sure you have sufficient cover now, to protect you against a settlement amount that will be determined in several years time.

Environmental Impairment Insurance

This is often referred to as Sudden and Accidental Pollution Cover and is covered by our liability policy. It covers the cost of containment and clean up of an accidental or unintentional chemical spill or discharge that could cause environmental impairment or pollution. These costs can run into many thousands of dollars.

It protects you in the event a chemical spill occurs during your treatment and that spill contaminates waterways, local water authority drainage systems, etc.

Limits of Cover Available

We offer from $1,000,000 up to $2,000,000 liability cover with competitive premiums on a policy wording, which is specifically worded for your industry.

Liability insurance DOES NOT cover you or your Firm for damage or injury caused by the failure of your treatment. To be covered for this you need to have Professional Indemnity Insurance.

If you would like further information in regards to this product, or a proposal form, please use the links below to contact us.

The above is intended as a summary only of the policy.

Ready for a Quote?

We offer competitive premiums on a policy wording, which are specifically worded for your industry. Send through your details and we will call you back to organise a quote.